We can help you navigate the hurdles standing in the way of a Supplemental Retirement Plan that really works for your system and participants. That includes conquering the employee confusion, high cost, district administration and compliance concerns that plague nearly every school system plan today.

Is Your Retirement Savings Plan Broken?

Most 403b/457 plans are! Not only do they have low participation and a confusing array of vendors and investment choices, they come with unconscionably high costs for employees. Money that should be securing the future of your employees is quietly being siphoned out of their accounts by insurance companies, agents, brokers and consultants with a vested interest in the investments offered. We don’t believe that’s the right way to approach retirement savings!

Your Path to a Better Plan

Let us bring our GASPA Award winning approach to your unique situation! We’ve already done the heavy lifting on the plan design and employee education needed to make your plan successful for everyone. In the end, you'll have a savvier retirement savings plan that gives your participants the best possible place to learn about and save for their retirement – a plan that's easy to understand, offers a simple way to invest and is ultra-low cost.

Jennifer Houston, Assistant Superintendent for Business Services, Barrow County School System

“Clear Concepts led the re-engineering of our retirement savings plan. We have the lowest employee fees in the state, and they have made the process of investing very straight forward, visual and easy for everyone. Such a benefit to our employees!”